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Modern payment processing terminal with contactless payment

#1 High Risk Merchant Processing Provider Near Me Irvine Ca

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
PCI Compliant
Bank-level security
24/7 Support
Expert merchant services
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchants Served
$2.5B Processed Annually
99.9% Uptime Guarantee
A+ BBB Rating

About Emerchantbroker Com | Irvine Ca

Discover everything you need to Take payments. Does your Irvine Company need ACH, Payment gateway & Heartland Payment Systems? Find the Best Virtual Terminal provider in Orlando to grow your Large or Small Company

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Mastercard, Amex, Discover
  • EMV chip card support
  • Contactless payments
  • Real-time transaction reporting
  • Chargeback protection
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High-End Flooring

Secure online payment processing for e-commerce and virtual transactions.

  • SSL encryption
  • API integration
  • Mobile-responsive checkout
  • Shopping cart integration
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based processing
  • Customer database
  • Hazardous Material Removal
  • High Risk Pay
  • Advanced reporting
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking
  • Virtual terminal
  • Cannabis Dispensary POS for Orlando Business
  • KYC (Know Your Customer) & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees
  • Check conversion
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Irvine Helcim Business

2.9%
+ $0.30 per transaction
  • Credit card processing
  • Mobile card reader
  • Basic reporting
  • Email support
  • Standard funding (2-3 days)
  • PCI compliance
Get Started

High Risk Merchant Industries

National Wide
+ $0.20 per transaction
  • Health Insurance Agents Debit card processing| HealthTech Point of Sale
  • Hemp Cultivation | High-End Flooring
  • High-risk merchant Orlando | HOAs Sales System
  • Home Decor POS | Home Goods Retail High Risk Merchant Account
  • Home Healthcare | Home Improvement Retail
  • Home Inspectors | Home Renovation
  • Horizontal Wood Fence Company | Hotels in Orlando
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Emerchantbroker Com Payment

With a combined 20 yearss +, EMB is the Nations leading provider of high risk merchant services. Our extensive network of banks, PSP's, ISO's and aggregators make us the country's only one stop shop for payment processing. EMB was created to meet the needs of high risk businesses, a growing segment of the electronic payment processing world. The founders of EMB have decades of experience in the payment processing industry and have come together to create a truly unique offering for merchants, ISO's and agents. Out of the thousands of credit card processing companies available to merchants, there are very few that offer processing for high risk businesses such as collection agencies, adult websites and high volume merchants. Most "high risk processors" offered merchants terrible customer service, slow application approvals, outrageous pricing and expensive set up fees. EMB now offers high risk merchants award winning customer service, instant application approvals and low rates with no set up fees. EMB also services high risk applications for some of the largest traditional ISO's in the country. In the past traditional ISO's simply declined high risk merchant applications because they could not underwrite the accounts according to their sponsoring banks credit policies. Now, ISO's send those declined applications to EMB due to their in-depth reporting, reliable residual payments and fast approval times.

Frequently Asked Questions

Our Payment gateway Provider & POS System Business near you is committed to making high-risk payment processing simple for your Irvine Company owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers
"Merchant account transformed our Orlando Business. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Martinez

HR & Staffing Agencies CEO
★★★★★
"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."
AL

Sample Name Lopez

Restaurant Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.