Modern payment processing terminal with contactless payment

Best Payment Gateway Providers Near Me Lodi Ca

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing

Next Day Funding
Fast access to your money

PCI Compliant
Bank-level security

24/7 Support
Expert merchant services

Visa

Mastercard

American Express

Discover

PayPal | Affirm

Amazon Pay | Apple Pay

BlueSnap | Chase Bank

ACH/eCheck

Get Free Quote Call (888) 325-0061

Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway

Virtual Terminal

Mobile Card Reader

PCI Compliance

Fraud Protection

24/7 Support

About Farmers & Merchants Bank Of Central California | Lodi Ca

Find everything you need to Take payments. Does your Lodi Company need PayPal, Payment gateway & Voice-Controlled Scene Setup? Find the Best Card Reader Provider in Lakewood to grow your Small or Big Company

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

Visa, Mastercard, Amex, Discover
EMV chip card support
Contactless payments
Real-time transaction reporting
Chargeback protection

🌐

Water Damage Repair

Secure online payment processing for e-commerce and virtual transactions.

SSL encryption
API integration
Mobile-responsive checkout
Shopping cart integration
Recurring billing

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

Dropshipping POS & mobile card reader
iOS & Android apps
Offline transaction capability
Digital receipt delivery
Reporting dashboard

💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

Browser-based processing
Customer database
Merchant Services
Water Heating Systems
Advanced reporting

🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

Touch screen terminals
Inventory tracking
Split payments
Hotel & Hospitality POS for Lakewood Business
Tokenization & AML (Anti-Money Laundering)

🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

Lower processing fees
Check conversion
Recurring ACH payments
Same-day processing
Risk management & Data breach tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Lodi High Risk Pay Business

2.9%

+ $0.30 per transaction

Credit card processing
Mobile card reader
Basic reporting
Email support
Standard funding (2-3 days)
PCI compliance

Get Started

Point of Sale Systems

2.6%

+ $0.25 per transaction

Automotive Dealership POS
Venmo Payment gateway
Virtual terminal
Advanced reporting
Restaurant POS with Next Day Funding
Sample restaurant_pos & Lakewood Sample restaurant_pos
Recurring billing

Get High Risk Merchant Account

High Risk Merchant Industries

National Wide

+ $0.20 per transaction

Metal Roof Paneling Debit card processing| Military Suppliers Point of Sale
Mining – Coal | Mining – Precious Metals
Mobile App Development Lakewood | Mobile vendor Sales System
Modular Homes POS | Mold Remediation High Risk Merchant Account
Mortgage Lenders | Mortgage Services
Motels | Moving Services
Music Distribution Company | Music Schools in Lakewood

Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization

🔒

PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

🔐

About Farmers & Merchants Bank Of Central California Payment

F&M Bank, headquartered in Lodi, California, is a locally owned and operated full-service community bank with more than $5.3 billion in assets. We proudly serve Californiaâs great communities with more than 32 convenient locations. F&M Bank is consistently recognized as one of the safest banks in California. We continue to carry the Five-Star, Superior Bank award by the national independent bank rating firm of Bauer Financial, one of the nationâs most well-known independent rating services for banks and credit unions *. We have received this recognition for more than 20 years, longer than any other commercial bank in the state of California. Along with the experience and knowledge of the communities we support, F&M Bank is dedicated to improving the quality of life in the Central Valley and East Bay by reinvesting a significant portion of our profits back into these communities. We proudly maintain the highest rating possible for Community Reinvestment - an âOutstandingâ from the Federal Government. Today, F&M Bank continues to grow and prosper each year, while fulfilling the banking needs of local business, the agriculture community, and families. *Bauer Financial, Inc. rated F&M Bank â5-Star, Superior Bankâ as of the quarter ending December 31, 2022. For more information please visit www.bauerfinancial.com. Information is accurate as of 1/23/23.

Frequently Asked Questions

Our Payment gateway Providers & POS System Business near you is committed to making high-risk payment processing simple for your Lodi Company owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers

"Merchant Services transformed our Lakewood Business. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."

Sarah Martinez

Natural Gas Distribution CEO

★★★★★

"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."

James Kim

Online Retailer

★★★★★

"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."

Sample Name Lopez

Restaurant Owner

★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.