🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Sacramento Ca

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
PCI Compliant
Bank-level security
24/7 Support
Expert merchant services
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High Risk Merchant Account Served
$2.5B Processed Annually
99.9% Uptime Guarantee
A+ BBB Rating

About Merchants Bank Of Commerce | Sacramento Ca

Find everything you need to Accept payments. Does your Sacramento Business need Apple Pay, High Risk Merchant Account & Payment analytics? Find the Best High Risk Merchant Account Provider in N/A to grow your Small or Big Business

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Mastercard, Amex, Discover
  • EMV chip card support
  • Contactless payments
  • Real-time transaction reporting
  • Chargeback protection
🌐

Payoneer

Secure online payment processing for e-commerce and virtual transactions.

  • SSL encryption
  • API integration
  • Mobile-responsive checkout
  • Shopping cart integration
  • Recurring billing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based processing
  • Customer database
  • Crack Injection
  • PayPal Pro
  • Advanced reporting
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking
  • Reporting dashboard
  • Grocery Store POS for N/A Business
  • PCI DSS & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees
  • Check conversion
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Sacramento Fiserv Company

2.9%
+ $0.30 per transaction
  • Credit card processing
  • Mobile card reader
  • Basic reporting
  • Email support
  • Standard funding (2-3 days)
  • PCI compliance
Get Started

Point of Sale Systems

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • BTCPay Server Payment gateway
  • Virtual terminal
  • Advanced reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Sample restaurant_pos & N/A Sample restaurant_pos
  • Recurring billing
Get High Risk Merchant Account

High Risk Merchant Industries

National Wide
+ $0.20 per transaction
  • Credit Services Credit card processing| CRM Platforms Point of Sale
  • Cruise Operators | Custom Cabinetry
  • Custom Privacy Solutions N/A | Cybersecurity Sales System
  • Cybersecurity Services POS | Data Brokers Debit card processing
  • Debt Collection Agencies | Decks & Patios
  • Demolition Services | Dental Care
  • Dental Services Business | Dentists in N/A
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Merchants Bank Of Commerce Payment

Umpqua Bank is an award-winning Northwest-based bank consistently ranked by Forbes as one of America’s Best Banks. It’s an especially exciting time to join our team following the recent merger with Columbia Bank. With more than $50B in assets, we’ve grown into a top 30 publicly traded U.S. bank and a leading western-based regional bank with operations across eight states and an unwavering commitment to our 5,000+ associates, our customers, and our communities. We create a great place to work by offering a special brand of relationship banking and by providing a culture where associates thrive. Associates who embody our core values fit in well here and we are eager to meet candidates who demonstrate behaviors that align with Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships.

Frequently Asked Questions

Our High Risk Merchant Account Providers & POS System Company near you is committed to making high-risk payment processing simple for your Sacramento Business owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers
"Working Capital Loans transformed our N/A Company. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Martinez

Department Store CEO
★★★★★
"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."
AL

Sample Name Lopez

Restaurant Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.