Modern payment processing terminal with contactless payment

top-rated Payment Processing provider Near Me San Jose Ca

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing

Next Day Funding
Fast access to your money

PCI Compliant
Bank-level security

24/7 Support
Expert merchant services

Visa

Mastercard

American Express

Discover

Klarna | PayPal

2Checkout | Affirm

Amazon Pay | Apple Pay

ACH/eCheck

Get Free Quote Call (888) 325-0061

Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway

Virtual Terminal

Mobile Card Reader

PCI Compliance

Fraud Protection

24/7 Support

About Ohana Merchant Solutions | San Jose Ca

Connect everything you need to Take payments. Does your San Jose Company need Cryptocurrency, Debit card processing & Ventilation Upgrades? Find the Best Card Reader Providers in Honolulu to grow your Big or Large Company

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

Visa, Mastercard, Amex, Discover
EMV chip card support
Contactless payments
Real-time transaction reporting
Chargeback protection

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Video Doorbell Installation

Secure online payment processing for e-commerce and virtual transactions.

SSL encryption
API integration
Mobile-responsive checkout
Shopping cart integration
Recurring billing

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

Pet Store POS & mobile card reader
iOS & Android apps
Offline transaction capability
Digital receipt delivery
Reporting dashboard

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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

Browser-based processing
Customer database
Telemedicine Providers
Visa
Advanced reporting

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Point of Sale

Complete POS systems for retail and restaurant businesses.

Touch screen terminals
Inventory tracking
Split payments
Fitness & Gym POS for Honolulu Business
Tokenization & AML (Anti-Money Laundering)

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ACH Processing

Electronic check processing and bank transfers with lower fees.

Lower processing fees
Check conversion
Recurring ACH payments
Same-day processing
Risk management & Data breach tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best San Jose Merchant account Business

2.9%

+ $0.30 per transaction

Credit card processing
Mobile card reader
Basic reporting
Email support
Standard funding (2-3 days)
PCI compliance

Get Started

Point of Sale Systems

2.6%

+ $0.25 per transaction

Grocery Store POS
Digital wallet Payment gateway
Virtual terminal
Advanced reporting
Liquor Store POS with Next Day Funding
Sample restaurant_pos & Honolulu Sample restaurant_pos
Recurring billing

Get High Risk Merchant Account

High Risk Merchant Industries

National Wide

+ $0.20 per transaction

Thermal Efficiency Payment gateway| Thrift & Consignment Point of Sale
Timber Processing | Title Companies
Toy and Hobby Retail Honolulu | Toy & Hobby Shops Sales System
Toy Manufacturing POS | Transportation Services Credit card processing
Travel Agencies | Trucking
Tutoring Services | Vacation Property Investors
Vacation Rentals (Airbnb Hosts) Company | Vape Shop in Honolulu

Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization

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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Ohana Merchant Solutions Payment

Since 2002, our industry professionals have established themselves as the premier consultants in credit card processing. We have been at the forefront of nearly every major industry; consulting and helping merchants like you scale your business. OUR MISSION OHANA -Hawaiian meaning for 'FAMILY': We pride ourselves in serving others in our communities above our own needs. We put the essential business needs of our clients at the forefront of our consulting strategy. Our goal is to become your trusted advisor. Through innovation and technology, we intend to make an immediate impact on your bottom line, help with streamlining your work flows and provide the right engagement platform for your customers. WHAT WE DO... Ohana Consultants are aimed at becoming your trusted advisor. We offer a full suite of products and services to help streamline your workflows. We help with your strategy for customer engagement, and we help keep working capital in your business. If you are a small/medium size business, that needs help with marketing or an overall understanding of how to "go to market" - Our consulting partner will help develop strategy that is tailored to your specific market. Our consulting partner will help develop a more meaningful engagement strategy to help increase visibility and touch points to your customers. If you are a small/medium size business, that needs help understanding the specific needs as to "why" you need a point of sale system in your business, or you simply are looking for a system that allows for more of a platform for consumer engagement, or how you can take control of data that matters to your business needs. Discover how, through POYNTâs engagement platform, to connect better with your customers and how to better offer a loyalty program that is custom to them.

Frequently Asked Questions

Our Debit card processing provider & POS System Business near you is committed to making high-risk payment processing simple for your San Jose Company owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers

"auto loans transformed our Honolulu Business. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."

Sarah Martinez

Vape & Smoke Shops CEO

★★★★★

"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."

James Kim

Online Retailer

★★★★★

"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."

Sample Name Lopez

Restaurant Owner

★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.