Modern payment processing terminal with contactless payment

trusted Merchant Services Providers Near Miami Fl

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing

Next Day Funding
Fast access to your money

PCI Compliant
Bank-level security

24/7 Support
Expert merchant services

Visa

Mastercard

American Express

Discover

Google Pay | NMI

PayPal | 2Checkout

Affirm | Amazon Pay

ACH/eCheck

Get Free Quote Call (888) 325-0061

Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway

Virtual Terminal

Mobile Card Reader

PCI Compliance

Fraud Protection

24/7 Support

About Smart Merchant Processing | Miami Fl

Find everything you need to Accept payments. Does your Miami Business need ACH, High Risk Merchant Account & Foundation Repair? Find the Best High Risk Merchant Account Provider in Miami to grow your Small or Big Business

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

Visa, Mastercard, Amex, Discover
EMV chip card support
Contactless payments
Real-time transaction reporting
Chargeback protection

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Fraud detection

Secure online payment processing for e-commerce and virtual transactions.

SSL encryption
API integration
Mobile-responsive checkout
Shopping cart integration
Recurring billing

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

Pop-Up Store POS & mobile card reader
iOS & Android apps
Offline transaction capability
Digital receipt delivery
Virtual terminal

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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

Browser-based processing
Customer database
Franchise Consultants
Full Home Repiping
Advanced reporting

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Point of Sale

Complete POS systems for retail and restaurant businesses.

Touch screen terminals
Inventory tracking
Void transaction
Event & Ticketing POS for Miami Business
PCI DSS & SSL certificate

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ACH Processing

Electronic check processing and bank transfers with lower fees.

Lower processing fees
Check conversion
Recurring ACH payments
Same-day processing
Risk management & Tokenization tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Miami Payline Data Company

2.9%

+ $0.30 per transaction

Credit card processing
Mobile card reader
Basic reporting
Email support
Standard funding (2-3 days)
PCI compliance

Get Started

Point of Sale Systems

2.6%

+ $0.25 per transaction

Fitness & Gym POS
BitPay Payment gateway
Virtual terminal
Advanced reporting
Quick Service Restaurant (QSR) POS with Next Day Funding
Sample restaurant_pos & Miami Sample restaurant_pos
Recurring billing

Get High Risk Merchant Account

High Risk Merchant Industries

National Wide

+ $0.20 per transaction

Full Home Repiping Credit card processing| Furnace Replacement Point of Sale
Furniture Manufacturing | Furniture Manufacturing
Furniture Retail Miami | Furniture Stores Sales System
Garage Services POS | Garden Centers Debit card processing
Gas Furnace Installation | General Contractors
General Practitioners | Generator Installation
Ghost Kitchens Business | Gift Shop Retail in Miami

Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization

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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Smart Merchant Processing Payment

Welcome to OneUnited Bank, a trailblazing African-American-owned trust company headquartered in Boston, Massachusetts. As a Community Development Financial Institution (CDFI) designated by the Treasury Department, we have continuously demonstrated our dedication to uplifting underserved urban communities in Boston, Miami, Los Angeles, and beyond. Our direct-to-consumer approach allows individuals and families to become active participants in the movement towards financial empowerment. Through our mission-driven deposit programs, we offer individuals the opportunity to support impactful initiatives that ignite community development. By entrusting your deposits to OneUnited Bank, you become a powerful force driving impactful initiatives that fuel the growth of our communities. Your decision empowers us to finance affordable housing, ignite the flames of entrepreneurship, and unlock boundless economic opportunities in low to moderate-income neighborhoods. Together, we are sculpting a future that leaves an indelible mark on the lives of individuals and families, an enduring legacy of transformative social progress. With a wealth of expertise in bank acquisitions and a track record of unparalleled financial performance, we proudly carry the torch of a designated CDFI. We have lent nearly $1 billion over the past five years, primarily benefiting low to moderate-income communities, while maintaining minimal losses. Our dedication to financial literacy is evident through our comprehensive Money Smart Workshops, where we empower urban communities with the knowledge and tools to manage budgets, improve credit, and prioritize savings. We invite you to join us on this transformative journey as we continue to integrate ourselves into the social and economic fabric of our communities. Together, we can build a brighter future, one mission-driven deposit at a time. Prepare to make a profound impact, to become a catalyst for change that transcends generations!

Frequently Asked Questions

Our High Risk Merchant Account Providers & POS System Company near you is committed to making high-risk payment processing simple for your Miami Business owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers

"Working Capital Loans transformed our Miami Company. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."

Sarah Martinez

Glass Manufacturing CEO

★★★★★

"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."

James Kim

Online Retailer

★★★★★

"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."

Sample Name Lopez

Restaurant Owner

★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.