Modern payment processing terminal with contactless payment

Best Merchant Service provider Near Springfield Il

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing

Next Day Funding
Fast access to your money

PCI Compliant
Bank-level security

24/7 Support
Expert merchant services

Visa

Mastercard

American Express

Discover

Klarna | PayPal

2Checkout | Affirm

Amazon Pay | Apple Pay

ACH/eCheck

Get Free Quote Call (888) 325-0061

Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway

Virtual Terminal

Mobile Card Reader

PCI Compliance

Fraud Protection

24/7 Support

About Illinois Retail Merchants Assn | Springfield Il

Connect everything you need to Accept payments. Does your Springfield Business need Digital wallet, High Risk Merchant Account & Double-Pane Window Replacement? Find the Best High Risk Credit Providers in Springfield to grow your Big or Large Business

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

Visa, Mastercard, Amex, Discover
EMV chip card support
Contactless payments
Real-time transaction reporting
Chargeback protection

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Easy Pay Direct

Secure online payment processing for e-commerce and virtual transactions.

SSL encryption
API integration
Mobile-responsive checkout
Shopping cart integration
Recurring billing

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

Dropshipping POS & mobile card reader
iOS & Android apps
Offline transaction capability
Digital receipt delivery
Reconciliation

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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

Browser-based processing
Customer database
Full Home Repiping
Eco-Friendly Design
Advanced reporting

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Point of Sale

Complete POS systems for retail and restaurant businesses.

Touch screen terminals
Inventory tracking
Recurring billing
Fitness & Gym POS for Springfield Business
Data breach & Fraud detection

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ACH Processing

Electronic check processing and bank transfers with lower fees.

Lower processing fees
Check conversion
Recurring ACH payments
Same-day processing
Risk management & KYC (Know Your Customer) tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Springfield Mobile card reader Company

2.9%

+ $0.30 per transaction

Credit card processing
Mobile card reader
Basic reporting
Email support
Standard funding (2-3 days)
PCI compliance

Get Started

Point of Sale Systems

2.6%

+ $0.25 per transaction

Grocery Store POS
Google Pay Payment gateway
Virtual terminal
Advanced reporting
Quick Service Restaurant (QSR) POS with Next Day Funding
Sample restaurant_pos & Springfield Sample restaurant_pos
Recurring billing

Get High Risk Merchant Account

High Risk Merchant Industries

National Wide

+ $0.20 per transaction

Furniture Manufacturing Credit card processing| Furniture Manufacturing Point of Sale
Furniture Retail | Furniture Stores
Garage Services Springfield | Garden Centers Sales System
Gas Furnace Installation POS | General Contractors Debit card processing
General Practitioners | Generator Installation
Ghost Kitchens | Gift Shop Retail
Glass Manufacturing Business | Grocery Stores in Springfield

Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization

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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Illinois Retail Merchants Assn Payment

The Illinois Retail Merchants Association (IRMA) benefits Illinois retailing through effective engagement with retailers, the general public, policy makers, and the media regarding the impact legislative and regulatory proposals will have on the success of retail operations. As your voice in the Capitol, Chicago City Hall, Cook County Board Chambers, and regulatory agencies across the state, IRMA closely monitors legislative and regulatory activity, voicing opposition to anti-business proposals and supporting and passing business friendly initiatives. CORE FUNCTION - ADVOCACY IRMA serves as the voice of Illinois retailing providing full-time advocacy services and representation in front of State, Cook County and City of Chicago policy makers. IRMA’s government relations efforts have resulted in both the passage and defeat of significant bills of major bottom line impact on retail stores. From the nation’s largest retailers to independent businesses in every corner of the State, merchants can count on IRMA to fight for the best possible environment in which to do business in Illinois. - ASSOCIATION SERVICES Among advocacy services and representation, IRMA’s group programs ensure a membership with IRMA doesn’t cost, it pays. Retailers, at any level of the business, invest countless resources in making the company a success. We help members protect and grow that investment. IRMA group programs contribute to the bottom line in helping small and large companies get the best service at the lowest cost. Inside IRMA membership, there is something for everyone. Learn more about the benefits of IRMA at http://irma.org/member-benefits/

Frequently Asked Questions

Our High Risk Merchant Account provider & POS System Company near you is committed to making high-risk payment processing simple for your Springfield Business owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers

"High-risk merchant transformed our Springfield Company. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."

Sarah Martinez

Gun & Ammunition Stores CEO

★★★★★

"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."

James Kim

Online Retailer

★★★★★

"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."

Sample Name Lopez

Restaurant Owner

★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.