Modern payment processing terminal with contactless payment

top Payment Gateway Providers Near Me Albuquerque Nm

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing

Next Day Funding
Fast access to your money

PCI Compliant
Bank-level security

24/7 Support
Expert merchant services

Visa

Mastercard

American Express

Discover

Apple Pay | Chase Bank

Clover | Google Pay

Klarna | NMI

ACH/eCheck

Get Free Quote Call (888) 325-0061

Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway

Virtual Terminal

Mobile Card Reader

PCI Compliance

Fraud Protection

24/7 Support

About Smartpay Merchant Services | Albuquerque Nm

Find everything you need to Take payments. Does your Albuquerque Company need NOWPayments, Debit card processing & Skrill? Find the Best High Risk Merchant Account Provider in Albuquerque to grow your Small or Big Company

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

Visa, Mastercard, Amex, Discover
EMV chip card support
Contactless payments
Real-time transaction reporting
Chargeback protection

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Smart Entry Systems

Secure online payment processing for e-commerce and virtual transactions.

SSL encryption
API integration
Mobile-responsive checkout
Shopping cart integration
Recurring billing

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

Mobile POS (mPOS) & mobile card reader
iOS & Android apps
Offline transaction capability
Digital receipt delivery
Omnichannel

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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

Browser-based processing
Customer database
Load-Bearing Modifications
SMB Global
Advanced reporting

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Point of Sale

Complete POS systems for retail and restaurant businesses.

Touch screen terminals
Inventory tracking
Payment analytics
Cloud POS for Albuquerque Business
AML (Anti-Money Laundering) & Encryption

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ACH Processing

Electronic check processing and bank transfers with lower fees.

Lower processing fees
Check conversion
Recurring ACH payments
Same-day processing
Risk management & Fraud detection tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Albuquerque CDGcommerce Business

2.9%

+ $0.30 per transaction

Credit card processing
Mobile card reader
Basic reporting
Email support
Standard funding (2-3 days)
PCI compliance

Get Started

Point of Sale Systems

2.6%

+ $0.25 per transaction

Convenience & Specialty Store POS
QR code payments Payment gateway
Virtual terminal
Advanced reporting
Liquor Store POS with Next Day Funding
Sample restaurant_pos & Albuquerque Sample restaurant_pos
Recurring billing

Get High Risk Merchant Account

High Risk Merchant Industries

National Wide

+ $0.20 per transaction

Logging Payment gateway| Logistics Services Point of Sale
Luxury Goods & Jewelry | Marble Tile Installation
Marketing Agencies Albuquerque | Marketing Services Sales System
Massage Therapists POS | Meal Prep Services Credit card processing
Meat Packing | Mechanical Systems
Medical Billing Services | Medical Clinics
Medical Dispensary Company | Med Spas in Albuquerque

Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization

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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Smartpay Merchant Services Payment

SmartPay delivers on simplified solutions that combine traditional cash payments, credit card processing, and electronic check acceptance with new mobile payments and loyalty card programs. We also offer the latest in iPad Point of Sale Cash Register Systems, Virtual Terminals, Software and secure Payment Gateways for E-Commerce credit card processing. SmartPay can help you navigate the latest changes in card technology from the acceptance of EMV cards, Contactless cards to Near Field Communication (NFC), using your smartphone as your credit card. SmartPaysâ emphasis on service is what separates us from all other processors. We focus on visiting with the business owner to set up their terminal and to ensure they are properly trained on how to use the equipment. We also help them understand their statements and fees to their satisfaction and provide support seven days a week. Since we have less departments than large corporations, we have faster response times and Relationship Managers that meet with them on a quarterly basis. As the local merchant processor for the state of New Mexico we are committed to helping our local homeless shelter. A portion of your fees that you pay on a monthly basis for credit card processing will go on to help end homelessness for Women and Children. Our employees are also committed to volunteer their time to help the shelter as well as be an advocate in the community, vocalizing the needs of those in distress.

Frequently Asked Questions

Our Debit card processing Providers & POS System Business near you is committed to making high-risk payment processing simple for your Albuquerque Company owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers

"Merchant Services transformed our Albuquerque Business. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."

Sarah Martinez

Mental Health Services CEO

★★★★★

"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."

James Kim

Online Retailer

★★★★★

"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."

Sample Name Lopez

Restaurant Owner

★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.