🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Merchant Service provider Near Buffalo Ny

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
PCI Compliant
Bank-level security
24/7 Support
Expert merchant services
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Businesses Served
$2.5B Processed Annually
99.9% Uptime Guarantee
A+ BBB Rating

About Merchants Insurance Group | Buffalo Ny

Connect everything you need to Accept payments. Does your Buffalo Business need Buy Now Pay Later (BNPL), Credit card processing & Marqeta? Find the Best High Risk Credit Providers in N/A to grow your Big or Large Business

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Mastercard, Amex, Discover
  • EMV chip card support
  • Contactless payments
  • Real-time transaction reporting
  • Chargeback protection
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Merchant Services

Secure online payment processing for e-commerce and virtual transactions.

  • SSL encryption
  • API integration
  • Mobile-responsive checkout
  • Shopping cart integration
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based processing
  • Customer database
  • Commercial Real Estate
  • Merchant X
  • Advanced reporting
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking
  • Refund
  • Education Campus POS for N/A Business
  • Data breach & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees
  • Check conversion
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Buffalo BTCPay Server Company

2.9%
+ $0.30 per transaction
  • Credit card processing
  • Mobile card reader
  • Basic reporting
  • Email support
  • Standard funding (2-3 days)
  • PCI compliance
Get Started

High Risk Merchant Industries

National Wide
+ $0.20 per transaction
  • Composite Deck Installation High Risk Merchant Account| Concrete Services Point of Sale
  • Construction | Consulting Services
  • Convenience Stores N/A | Convenience Stores Sales System
  • Copywriting Services POS | Cosmetic Manufacturing Payment gateway
  • Cosmetics Manufacturing | Counselors & Coaches
  • Courier Services | CPAs & Bookkeepers
  • Crack Injection Business | Credit Repair Companies in N/A
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Merchants Insurance Group Payment

For more than 100 years, Merchants Insurance Group has provided quality property and casualty insurance to protect your business, home and car. Our mission is to be the property and casualty insurance company independent agents trust most to serve their valued customers. We sell our products through a network of independent insurance agents because we believe they provide policyholders with a broad range of products and insurance expertise. Merchants Insurance Group provides financial protection to policyholders in the Northeastern, Mid-Atlantic, and North Central United States. Merchants Insurance Group is comprised of Merchants Mutual Insurance Company and Merchants Preferred Insurance Company. Both companies are rated "A-" by the A.M. Best Company, a global credit rating company that focuses on the insurance industry. We are headquartered in Buffalo, New York and have offices in Buffalo and Hauppauge, New York; Bedford, New Hampshire; and Mt Laurel, New Jersey. Customer service, competitive rates, personalized attention and quality products make Merchants Insurance Group the insurance company of choice!

Frequently Asked Questions

Our Credit card processing provider & POS System Company near you is committed to making high-risk payment processing simple for your Buffalo Business owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers
"High-risk merchant transformed our N/A Company. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Martinez

Credit Services CEO
★★★★★
"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."
AL

Sample Name Lopez

Restaurant Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.