Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Provider Near Memphis Tn

Complete merchant processing solutions with industry-leading rates, advanced security, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing

Next Day Funding
Fast access to your money

PCI Compliant
Bank-level security

24/7 Support
Expert merchant services

Visa

Mastercard

American Express

Discover

Klarna | PayPal

2Checkout | Affirm

Amazon Pay | Apple Pay

ACH/eCheck

Get Free Quote Call (888) 325-0061

Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway

Virtual Terminal

Mobile Card Reader

PCI Compliance

Fraud Protection

24/7 Support

About Live Oak Merchant Partners | Memphis Tn

Discover everything you need to Accept payments. Does your Memphis Business need ACH, High Risk Merchant Account & Stax? Find the Best High Risk Merchant Account provider in Hilton Head Island to grow your Large or Small Business

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

Visa, Mastercard, Amex, Discover
EMV chip card support
Contactless payments
Real-time transaction reporting
Chargeback protection

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Structural Stability

Secure online payment processing for e-commerce and virtual transactions.

SSL encryption
API integration
Mobile-responsive checkout
Shopping cart integration
Recurring billing

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

eMerchant & mobile card reader
iOS & Android apps
Offline transaction capability
Digital receipt delivery
Reporting dashboard

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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

Browser-based processing
Customer database
Marble Tile Installation
Stucco Crack Repair
Advanced reporting

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Point of Sale

Complete POS systems for retail and restaurant businesses.

Touch screen terminals
Inventory tracking
Split payments
Fitness & Gym POS for Hilton Head Island Business
PCI DSS & SSL certificate

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ACH Processing

Electronic check processing and bank transfers with lower fees.

Lower processing fees
Check conversion
Recurring ACH payments
Same-day processing
Risk management & Tokenization tools

Transparent Pricing

No hidden fees, no long-term contracts. Choose the plan that fits your business needs.

Best Memphis Digital wallet Company

2.9%

+ $0.30 per transaction

Credit card processing
Mobile card reader
Basic reporting
Email support
Standard funding (2-3 days)
PCI compliance

Get Started

Point of Sale Systems

2.6%

+ $0.25 per transaction

Grocery Store POS
BitPay Payment gateway
Virtual terminal
Advanced reporting
Quick Service Restaurant (QSR) POS with Next Day Funding
Sample restaurant_pos & Hilton Head Island Sample restaurant_pos
Recurring billing

Get High Risk Merchant Account

High Risk Merchant Industries

National Wide

+ $0.20 per transaction

Marketing Services Credit card processing| Massage Therapists Point of Sale
Meal Prep Services | Meat Packing
Mechanical Systems Hilton Head Island | Medical Billing Services Sales System
Medical Clinics POS | Medical Dispensary Debit card processing
Med Spas | Mental Health Services
Merchant Services | Merchant Services
Metal Fabrication Business | Metal Roof Paneling in Hilton Head Island

Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization

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PCI DSS Compliant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Fraud Protection

Advanced fraud detection and prevention tools monitor transactions 24/7 to protect your business.

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About Live Oak Merchant Partners Payment

Live Oak draws on our collective experiences and resources to provide advisory services and investment capital to create and grow best in class middle-market companies. We are driven to provide great outcomes for customers, employees, communities, and owners across a wide range of industries. Live Oak Merchant Partners is focused on three primary strategies: We are foremost a principal investment firm focused on identifying private companies where a combination of our management experience, corporate finance expertise, and capital can aid these companies in growing or transitioning businesses in a way that generates outsized value for shareholders. Those companies and the related investments may be in a broad range of industries and our expertise allows us to work effectively with companies from $25mm to $2B in market capitalization. We raise capital to fund investments in this segment on a deal by deal basis through our broad network of institutional investors and family offices. Second, we are a sponsor of Special Purpose Acquisition Companies (SPAC). This segment of our business capitalizes on our deep capital markets expertise and unparalleled experience in helping companies achieve a public listing through means other than a traditional IPO. We focus our efforts on public-ready companies in the financial services, industrial, business services, and real estate sectors. This line of business utilizes the Live Oak brand and provides us the opportunity to partner with like-minded investors in the sponsor entities for SPACs. Finally, we provide advisory services to companies who will benefit from the collective experience of our partner group. Our partners possess decades of experience founding and leading companies to achieve dramatic growth, drive transformational change, and complete successful exits for investors.

Frequently Asked Questions

Our High Risk Merchant Account Provider & POS System Company near you is committed to making high-risk payment processing simple for your Memphis Business owners. Use the questions below to educate visitors and drive them toward the next step.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Merchants Say

Join thousands of businesses that trust Elite Payment Solutions for their payment processing needs.

Happy business owners and satisfied customers

"Bad Credit Business Loans transformed our Hilton Head Island Company. Their rates are competitive, setup was incredibly fast, and their support team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."

Sarah Martinez

Military Suppliers CEO

★★★★★

"The integration with our e-commerce platform was seamless. We were processing payments within hours of signing up. The payment gateway is fast, secure, and our customers love the smooth checkout experience."

James Kim

Online Retailer

★★★★★

"Moving from our old processor to Elite was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our food truck business."

Sample Name Lopez

Restaurant Owner

★★★★★

Ready to Start Processing Payments?

Join thousands of businesses that trust Elite Payment Solutions. Get approved in minutes and start accepting payments today!

📞 Call (800) 555-1234 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.